Archive for October 21st, 2024
Choosing the Right Business Overhead Expense Policy
Choosing the right Business Overhead Expense (BOE) policy can help keep your clients business open following a disability. BOE is a unique disability insurance product, focused on keeping a business open following a disability. Specifically, BOE covers a business’s operational expenses if a business owner is unable to work due to an illness or injury. When selecting a BOE insurance policy, it’s important for your client to carefully assess their business’s operating costs and risks. Some factors to consider include:
Disability Insurance Providers and Errors and Omissions Insurance
Disability insurance is a vital safety net for individuals, offering income protection when illness or injury prevents them from working. Providers of disability insurance play a critical role in ensuring that clients receive the benefits they need when life takes an unexpected turn. However, the nature of this service comes with its own risks. Even with the best intentions, mistakes can happen—whether it’s a misunderstanding, an administrative error, or a failure to provide complete information.
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