The Essential Guide to Field Underwriting Disability Insurance Field underwriting is a crucial step in the disability insurance application process, serving as the first line of defense for insurance companies to assess the risk associated with a potential policyholder. For Advisors, effective field underwriting can streamline the application process, enhance the likelihood of approval and […]
10-Steps to File a Disability Income Insurance Claim No one ever wants to file a disability insurance claim. However, having the proper income protection before you need it will offer peace of mind at claim time. Filing a disability income insurance claim can seem daunting but with the right information and preparation, the process can […]
7 Reasons Financial Advisors Should be Selling GSI Disability Insurance Are you interested in growing your disability income insurance sales big time? If yes, Guaranteed Standard Issue (GSI) is where it’s at! Selling GSI disability insurance can be advantageous for financial advisors and their clients for several reasons: 1. Holistic Financial Planning with Disability Insurance […]
Spring Cleaning Can Help Your Work Life It’s about that time of the year where you re-organize your space and clear out the clutter. Spring cleaning for most looks like cleaning out closets, cupboards and garages. A lot of people like that feeling of being organized and prepared for the rest of the year. What […]
Disability Insurance and Pregnancy Disability income insurance before and after pregnancy is a frequent topic we’re asked about. Advisors and clients have questions if pregnancy is covered by disability insurance and when benefits might be payable. Sarah A. from Team dibrokerWest recently sat down with Jed Poland, Regional Director of Sales to answer many common […]
Christmas for Kids 2022 Christmas for Kids is an annual holiday charitable event benefitting low-income children in Portland, OR. The children are students of U.S.Department of Education Title 1 schools in the Portland-metro area and have been identified as in “extreme need” by their school counselors. Each hand-selected participant receives a care package that includes […]
4 Tips for Selling Disability Insurance Like a Pro Auto insurance and life insurance are pretty straight forward. One protects your car and the other pays benefits if the insured dies. Disability income insurance, on the other hand, can be more confusing to some. It’s a product many people know very little about.To complicate things […]
Showing the Need for Disability Income Insurance Your disability income insurance sales pitch should always start by showing the need for DI. While insurance agents and financial advisors know DI, the typical consumer has probably never heard of disability insurance and therefore doesn’t understand it’s value. Without an income, everything else becomes challenging. From necessities […]
DIAM – Real Life Story: Scott Rider For Scott Rider, it wouldn’t be a stretch to say that running was his life. In college he was a three-time Big Ten Champion, two-time All American, and later competed in the Olympic trials. His running sustained him as he charted out his career in financial services. It […]
Accounting for Disability Insurance Coverage Statement No. 112 of the Financial Accounting Standards Board, popularly referred to as FASB 112, is a critical post-employment standard for employers to be aware of. FASB 112 requires employers to hold any post-employment benefits as a liability on their balance sheet. And not just the current benefit being paid, […]